A devastating injury or a serious illness can change the trajectory of life. When you have a job that supports you and your loved ones, a deteriorated condition can leave you unable to pay for your most basic needs when you can’t work. Programs exist that may help you get the financial support you need. The Social Security Administration administers several of them.
Social Security benefits like Social Security disability insurance (SSDI) are based on the needs of long-term or permanently disabled workers. When a worker is expected to recover from a disability within a short time, Social Security is likely not the right course. Individuals who qualify for SSDI have long-term losses that will keep them out of the workforce for at least a full year.
This post will discuss the qualification process for SSDI and what standards individuals must meet to be considered for benefits. No reader should rely on this post for legal guidance, but those with questions can take their inquiries to their trusted Social Security benefits attorneys.
Work history
Social security benefits are available to individuals who have worked and earned taxable income. Over time, a worker earns Social Security credits that can later be applied to a claim for disability-based benefits. To qualify for SSDI, a worker must have a sufficient work history to support the request.
Disability
SSDI is not for individuals with short-term illnesses and injuries. It is for long-term conditions and disabilities. It is for individuals who cannot go back to their jobs and who cannot work because of their conditions. Social Security has its own definition of “disabled” that you must meet to qualify for SSDI.
Recognized disability by Social Security
Social Security maintains a list of disabling conditions that it recognizes for the purposes of qualifying for benefits. If your condition falls on that list it is easy to meet SSA’s disability definition. The list is extensive. Even if you don’t meet the requirements of the list, you may still qualify as disabled. Your attorney can explain the analysis and proof required.
Work potential or capacity
When applying for SSDI, the Social Security Administration will look at whether you can do the job you performed before becoming disabled or any other jobs you may be qualified for by education, skills level, age, and residual capacity.
Losing one’s ability to work because of a disabling illness or injury can be overwhelming and terrifying. It can mean physical suffering in addition to the stress of uncertainty about financial stability. There is no reason ls to carry these concerns alone. You can contact trusted Social Security disability benefits attorneys for guidance and support with possible claims. Being fully informed is the first step.